Privacy Policy

Last Updated: May 14, 2025

At crivo.site, we value your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and safeguard your data when you use our website and EMI calculator tools.

By accessing or using https://crivo.site, you agree to the terms of this Privacy Policy.

🔐 1. Information We Do NOT Collect

We respect your right to privacy and take a minimalist approach to data collection. Crivo.site does NOT collect or store any of the following:

❌ Personal identifiers (such as name, address, email, or phone number)
❌ Banking or financial account information
❌ Loan account numbers
❌ Uploaded files or documents
❌ Sensitive information (such as government IDs or passwords)
❌ IP address tracking or location monitoring
❌ Behavioral profiling or user-specific analytics

Our tools work entirely on your device, meaning EMI calculations are performed in your browser and are never stored on our servers.

📊 2. Information We May Collect (Non-Personal)

To maintain site functionality and improve performance, we may use standard non-personal information, including:

Browser type and version
Device type (mobile or desktop)
Operating system
General website usage statistics (via cookies or analytics tools)

This data is anonymous and helps us understand how users interact with our content, so we can enhance user experience without compromising your privacy.

🍪 3. Cookies Policy

We may use cookies, which are small text files stored in your browser, for the following purposes:

Ensuring site functionality
Remembering tool preferences during your visit
Supporting non-intrusive Google AdSense advertisements
Basic site analytics (e.g., page views, device type)

Cookies used on crivo.site do not collect personal or sensitive information.

You can control or disable cookies via your browser settings at any time. However, doing so may affect the performance of some website features.

📢 4. Third-Party Services

We may use the following trusted third-party services:

Google AdSense

To support our free tools, Google AdSense may display contextual ads on crivo.site. AdSense may use cookies to serve relevant ads based on your visit. Learn more about how Google uses data at:

👉 https://policies.google.com/technologies/ads

You can opt-out of personalized ads by visiting Google Ads Settings.

🌐 5. Links to External Websites

Our website may contain links to other financial tools, articles, or resources. Once you leave crivo.site, we are not responsible for the privacy practices or content on external sites. Please review their policies before sharing any information.

👶 6. Children's Privacy

Crivo.site is not intended for use by children under the age of 13. We do not knowingly collect or store any data from minors. If you believe a child has provided personal information, please contact us, and we will promptly delete it.

⚖️ 7. Data Security

Although we do not collect sensitive data, we take website security seriously. Our site is secured with:

HTTPS encryption for secure browsing
Regular software updates and vulnerability scans
Minimal third-party plugin usage to reduce security risks

You can browse crivo.site with confidence.

🇺🇸 8. Your Privacy Rights (GDPR, CCPA)

If you're accessing our site from the EU (GDPR) or California (CCPA), you are entitled to the following:

The right to know what non-personal data we collect
The right to request deletion of any personal information (if ever collected)
The right to opt out of personalized advertising (see Section 4)

Since we do not store personal data, these rights are effectively respected by default.

🔁 9. Updates to This Privacy Policy

We may update this policy from time to time. When we do, the updated version will be posted on this page with a new "Last Updated" date. We encourage you to review this policy regularly.

📬 10. Contact Us

If you have any questions, suggestions, or concerns about this Privacy Policy, feel free to contact us:

📧 Email: support@crivo.site
🌐 Website: https://crivo.site

We’re here to help you with full transparency and accountability.

Thank you for trusting crivo.site. Your privacy is always our priority.