Terms of Service
Effective Date: May 14, 2025
Welcome to crivo.site. By using our website and tools, you agree to comply with and be bound by the following Terms of Service. Please read them carefully before using our site.
If you do not agree to these terms, please do not access or use crivo.site.
✅ 1. Acceptance of Terms
By accessing or using https://crivo.site, you acknowledge that you have read, understood, and agreed to be bound by these Terms of Service, as well as our Privacy Policy.
We may modify these terms at any time. Continued use of the website after changes signifies your acceptance of the updated terms.
🛠️ 2. Services Offered
Crivo.site provides users with free, browser-based EMI (Equated Monthly Installment) calculators and other basic financial tools. These tools are intended for general informational and educational purposes only.
We do not provide:
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Financial, legal, or tax advice
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Banking, lending, or credit services
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Any kind of personal loan arrangement
Always consult a certified professional or financial advisor before making any financial decisions.
👨💻 3. Use of the Website
You agree to use crivo.site only for lawful purposes. You shall not:
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Use the site in a way that violates any laws or regulations
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Attempt to access restricted or unauthorized features
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Modify, reproduce, or redistribute site content without permission
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Upload any viruses, malware, or malicious code
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Engage in any activity that could damage, overburden, or interfere with the proper functioning of the site
We reserve the right to restrict or terminate access to the site for users who violate these terms.
📈 4. No Guarantee of Accuracy
While we strive to keep our EMI calculators and tools accurate and up-to-date, we do not guarantee the completeness, reliability, or accuracy of any results produced.
Calculations provided on crivo.site are approximations and may differ from actual EMI figures provided by banks or financial institutions. Use at your own discretion.
💰 5. Advertisements and Third-Party Links
Crivo.site may display advertisements through platforms such as Google AdSense and may contain links to third-party websites.
We are not responsible for the content, accuracy, or privacy practices of external websites. Clicking on ads or third-party links is at your own risk.
We encourage users to review the privacy policies and terms of use of those external sites.
🔒 6. Intellectual Property
All content on crivo.site, including text, tools, logos, layout, and graphics, is the property of crivo.site unless otherwise stated. Unauthorized reproduction or redistribution is prohibited.
You may use our tools for personal, non-commercial purposes only. Any commercial use requires prior written permission from us.
🚫 7. Limitation of Liability
To the fullest extent permitted by law, crivo.site and its owners will not be liable for any:
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Direct or indirect loss
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Damages or claims
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Data loss
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Errors in calculations
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Any decisions made based on the use of our tools or content
By using the site, you assume full responsibility for your financial decisions and actions.
👶 8. Children's Use
Crivo.site is not designed for or directed toward children under the age of 13. If you are under 13, please do not use this site or provide any information.
🌐 9. Geographic Use
Our website is accessible globally. However, we do not guarantee that content is appropriate or available in your location. Accessing the site from jurisdictions where the content is illegal is prohibited.
🔁 10. Changes to the Terms
We reserve the right to modify these Terms of Service at any time. Updates will be posted on this page with a revised "Effective Date."
We recommend you review these terms periodically. Continued use of the site after changes implies your acceptance.
📩 11. Contact Us
If you have any questions, feedback, or need assistance regarding these Terms, you may contact us at:
📧 Email: support@crivo.site
🌐 Website: https://crivo.site
Thank you for using crivo.site. We’re here to make EMI calculations easy, fast, and trustworthy.